15 Best App to Send Money to Nigeria from the USA

In an increasingly interconnected world, the need to send money across borders has become an integral part of our lives. Whether it’s supporting loved ones, investing in opportunities, or conducting business transactions, the ability to easily transfer funds is paramount. If you find yourself in the USA and need to send money to Nigeria, you’re in luck. The digital age has ushered in a multitude of innovative solutions, with mobile apps taking center stage in revolutionizing international money transfers.

In this comprehensive guide, we will check into the realm of financial technology to present you with the 15 best apps to send money to Nigeria from the USA. Each of these apps offers a unique blend of features, benefits, and considerations, designed to cater to your individual needs and preferences. From user-friendly interfaces to competitive exchange rates, from instant transfers to reliable security measures – this guide serves as your compass to navigate through the diverse landscape of money transfer apps.

Remitly

If you seek one of the best apps to send money to Nigeria from the USA, one of the best apps, you will ever be glad to use is Remitly.

Remitly emerges as a user-friendly app that simplifies the process of sending money to Nigeria. Its intuitive interface guides users through the steps, making it accessible even to those unfamiliar with international transfers. What sets Remitly apart is its diverse range of delivery options, including bank deposits and cash pickups. This flexibility ensures that recipients in Nigeria can choose the method that suits them best, enhancing convenience and accessibility.

Moreover, Remitly’s competitive exchange rates contribute to maximizing the value of your transfer. The app’s commitment to transparency ensures that you have a clear understanding of the costs associated with your transaction. With real-time tracking, you can monitor your transfer’s progress from initiation to completion, providing a sense of security and confidence throughout the process.

Whether you’re supporting family, investing, or conducting business, Remitly’s combination of user-friendliness, competitive rates, and flexible delivery options makes it a reliable choice for sending money to Nigeria.

Download For Android                                                                 Download For IOS 

WorldRemit

Another best app on our list to send money to Nigeria from the USA is Worldremit.

WorldRemit prides itself on offering a straightforward platform that allows you to send money to Nigeria quickly and securely. The app’s simple interface ensures that users can initiate transfers with ease, even if they are new to international money transfers. With WorldRemit, you can send funds for family support, education, or any other purpose, knowing that the process is streamlined and efficient.

Security is a top priority for WorldRemit, and the app employs advanced encryption and compliance measures to protect your financial information. This focus on security ensures that your funds are delivered safely to your recipients in Nigeria. WorldRemit’s competitive exchange rates further enhance the value of your transfer, ensuring that your recipients receive the maximum amount possible.

With real-time updates on the status of your transaction, WorldRemit provides transparency and peace of mind. Whether you’re sending money to loved ones or managing business transactions, WorldRemit’s combination of simplicity, security, and speed makes it an attractive option.

Download For Android                                                                         Download For IOS 

Wise (formerly TransferWise) 

Wise, formerly known as TransferWise, has gained recognition for being among the best app to send money from USA to Nigeria. 

The app’s straightforward approach to fees ensures that you know exactly what you’re paying for, without hidden charges. Wise displays the real-time exchange rate upfront, allowing you to see the true cost of your transfer before initiating it.

A standout feature of Wise is its multi-currency account, which empowers you to hold and convert multiple currencies within the app. This can be particularly advantageous if you frequently send money to Nigeria or other countries. By holding funds in different currencies, you can potentially save on conversion fees.

Wise’s user-friendly interface guides you through the transfer process, making it accessible to users of all experience levels. The app’s commitment to fairness, transparency, and efficiency makes it a popular choice for individuals and businesses seeking cost-effective transfers.

Download For Android                                                                     Download For IOS

 Xoom

Xoom, a service provided by PayPal, offers a seamless way to send money quickly and securely to Nigeria. Leveraging PayPal’s reputation for secure online transactions, Xoom ensures that your funds are delivered safely to your recipients.

The app provides a range of delivery methods, including bank deposits and cash pickups, offering flexibility to suit different recipient preferences. One of Xoom’s strengths is its speedy delivery times, with options for funds to be available for pickup or deposit within minutes.

Xoom’s user-friendly interface simplifies the transfer process. The app guides you through inputting recipient information, selecting delivery options, and confirming the transfer. If you’re already familiar with PayPal’s interface, you’ll find Xoom’s setup intuitive.

Whether you’re supporting family members, investing, or conducting business, Xoom’s combination of speed and security makes it an appealing option for sending money to Nigeria from the USA.

Download For Android                                                               Download For IOS

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Sendwave 

Sendwave distinguishes itself by offering instant money transfers to Nigeria, free of fees. This feature makes it an excellent choice for individuals who frequently send smaller amounts or want to ensure that recipients receive the maximum value of their funds.

The app’s simplicity is a notable advantage. Sendwave’s clean and intuitive interface guides you through the process of sending money effortlessly. Input your recipient’s information, the transfer amount, and confirm the transaction – it’s that straightforward.

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Along with its fee-free model, Sendwave also provides competitive exchange rates, ensuring that your recipients receive optimal value. The app’s focus on speed is another highlight. Sendwave’s quick delivery ensures that funds are available to your recipients almost instantly, allowing them to access the money they need promptly.

Whether you’re supporting loved ones or managing financial commitments, Sendwave’s combination of simplicity, cost-effectiveness, and speed makes it an attractive option for sending money to Nigeria.

Download For Android                                                                  Download For IOS

PayPal 

PayPal’s reputation as a recognized platform for online payments extends to international money transfers, including those to Nigeria. While primarily known for its role in digital transactions, PayPal also provides a way to send funds to Nigerian recipients who have a PayPal account.

The app’s familiarity makes it a comfortable choice for those who are already accustomed to using PayPal for other purposes. If you have a PayPal balance, you can use it to fund your international transfers. Additionally, PayPal offers a transparent breakdown of fees and exchange rates, allowing you to understand the costs associated with your transfer.

While PayPal’s primary focus is not solely on international money transfers, its integration with the digital landscape and recognition among users worldwide make it a versatile option for sending money to Nigeria from the USA.

Download For Android                                                            Download For IOS 

Azimo

Azimo provides a reliable way to transfer money to Nigeria, offering multiple payout options to suit recipients’ preferences. Whether you opt for bank deposits, cash pickups, or mobile wallet transfers, Azimo ensures that your funds reach their intended destination conveniently.

The app’s competitive rates contribute to maximizing the value of your transfer. Azimo also emphasizes transparency in its fee structure, providing a clear understanding of the costs associated with your transaction. This transparency enables you to make informed decisions when sending money to Nigeria.

Azimo’s user-friendly interface simplifies the transfer process, allowing you to initiate transactions with ease. The app’s focus on efficiency, reliability, and multiple delivery methods makes it a practical option for individuals seeking a dependable way to send money to Nigeria.

 Flutterwave 

Flutterwave offers more than just money transfers – it presents a holistic financial platform that encompasses various transactions, including sending money and making payments within Nigeria. Its comprehensive approach makes it a valuable tool for managing financial activities seamlessly.

The app’s integration with local banks and its extensive network contribute to its reliability and accessibility. Flutterwave’s versatility extends beyond international transfers, allowing you to conduct a wide range of financial transactions efficiently.

Whether you’re sending funds to family members, paying bills, or engaging in business transactions, Flutterwave’s all-in-one approach and user-friendly interface make it a valuable resource for managing your financial activities within Nigeria.

Download For Android                                                 Download For IOS 

Barter by Flutterwave 

Barter by Flutterwave streamlines money transfers, bill payments, and transactions within Nigeria. The app’s seamless interface makes it easy to navigate and initiate various financial activities, catering to both individual and business needs.

Barter’s emphasis on security and convenience ensures that your transactions are conducted safely. The app provides a secure environment for managing your finances, allowing you to focus on your financial goals without worrying about security concerns.

With its user-friendly design and integration with local financial institutions, Barter by Flutterwave offers a practical solution for individuals seeking a convenient way to send money, pay bills, and engage in transactions within Nigeria.

Download For Android                                                            Download For IOS 

Cash App

Cash App, while primarily designed for domestic transactions, can serve as a bridge for sending money to Nigeria. While its international capabilities are not as extensive as other specialized apps, Cash App’s simplicity and user-friendly interface make it an option for certain transfer needs.

The app’s straightforward design guides you through the process of sending money with ease. If you’re already familiar with using Cash App for domestic transactions, you’ll find its setup intuitive for initiating international transfers as well.

While Cash App’s primary focus is on domestic transactions, its inclusion in this list highlights its potential as a convenient option for individuals seeking a straightforward way to send money to Nigeria from the USA.

Ria Money Transfer 

Ria Money Transfer stands out for its competitive rates and widespread network, providing a reliable option for sending money to Nigeria. With numerous payout locations, Ria ensures that your recipients have access to convenient pickup points for their funds.

The app’s user-friendly interface guides you through the transfer process, allowing you to input recipient details and select your preferred delivery method. Ria’s emphasis on simplicity ensures that the process remains uncomplicated and accessible.

Ria’s commitment to security and customer satisfaction ensures that your funds are delivered safely and efficiently. Whether you’re supporting family members or conducting business transactions, Ria’s combination of competitive rates and an extensive network makes it a practical choice for sending money to Nigeria.

Skrill

Skrill’s versatility as a digital wallet extends to international money transfers, including those to Nigeria. The app provides a secure and efficient platform for sending funds across borders, making it a valuable tool for individuals with diverse financial needs.

Skrill’s user-friendly interface ensures that initiating transfers is straightforward. The app’s focus on security and privacy, coupled with its intuitive design, enhances the user experience.

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One of Skrill’s strengths is its ability to allow you to send money internationally, including to Nigeria. Its global reach and commitment to secure transactions make it a practical option for individuals seeking a versatile digital wallet for managing their international financial activities.

Download For Android                                                                 Download For IOS 

Western Union 

Western Union’s long-standing reputation in global money transfers extends to Nigeria. With a well-established network and various delivery options, Western Union offers a practical solution for individuals seeking to send funds to Nigerian recipients.

The app’s familiarity and accessibility make it a comfortable choice for users. Western Union’s diverse delivery methods, including online transfers and cash pickups, cater to different recipient preferences.

Western Union’s extensive presence ensures that your recipients in Nigeria have access to multiple pickup locations, enhancing convenience. Whether you’re supporting family members, managing investments, or conducting business, Western Union’s legacy in global money transfers makes it a reliable option for sending money to Nigeria.

Download For Android                                                                Download For IOS 

MoneyGram

Similar to Western Union, MoneyGram provides various channels for sending money to Nigeria. With its widespread network and user-friendly app, MoneyGram offers a convenient solution for individuals seeking to facilitate international money transfers.

The app’s simple interface guides you through the process of sending money, making it accessible to users of all experience levels. Whether you opt for online transfers, cash pickups, or other delivery methods, MoneyGram ensures that your recipients have access to their funds.

MoneyGram’s commitment to providing multiple ways to send money to Nigeria, combined with its emphasis on accessibility and reliability, makes it a practical choice for those looking to initiate international transfers.

Download For Android                                                                 Download For IOS 

OFX

OFX emerges as a reliable app for international money transfers, offering competitive exchange rates and personalized customer service. The app’s dedication to customer satisfaction ensures that you have access to support and assistance throughout the transfer process.

OFX’s user-friendly interface guides you through the steps of initiating transfers, making it accessible to users seeking a straightforward solution. The app’s focus on efficiency ensures that your funds are delivered promptly and reliably to your recipients in Nigeria.

The personalized customer service offered by OFX further enhances the user experience. Whether you’re sending money for family support, education, or business transactions, OFX’s combination of competitive rates and customer-centric approach makes it a dependable option for international transfers.

Download For Android                                                     Download For IOS 

FAQS

Which app is best to send money from USA to Nigeria?

There are many different apps that you can use to send money from the USA to Nigeria. Some of the most popular apps include:

  • WorldRemit
  • Remitly
  • InstaReM
  • TransferWise
  • Azimo

The best app for you will depend on your individual needs and preferences. Consider factors such as the fees, exchange rates, transfer speed, and customer support when choosing an app.

What is the easiest way to send money from USA to Nigeria?

The easiest way to send money from the USA to Nigeria will depend on your individual needs and preferences. Some of the easiest ways to send money include:

  • Using a money transfer app: Money transfer apps like WorldRemit, Remitly, InstaReM, TransferWise, and Azimo make it easy to send money from the USA to Nigeria. You can usually transfer money in minutes or hours, and the fees are often lower than traditional methods.
  • Using a bank transfer: You can also send money from the USA to Nigeria through your bank. This is a more traditional method, but it can be slower and more expensive than using a money transfer app.
  • Using a Western Union or MoneyGram agent: You can also send money from the USA to Nigeria through a Western Union or MoneyGram agent. This is a convenient option if you don’t have access to a bank or a money transfer app. However, the fees are often higher than other methods.

How can I send money directly from US to Nigeria?

You can send money directly from the US to Nigeria using a money transfer app, a bank transfer, or a Western Union or MoneyGram agent. The best way for you will depend on your individual needs and preferences.

How can I receive money from USA to my Nigeria account?

There are a few different ways that you can receive money from the USA to your Nigeria account. Some of the most popular methods include:

  • Bank transfer: You can receive money from the USA to your Nigeria bank account through a bank transfer. This is a secure and reliable method, but it can take a few days for the money to arrive.
  • Mobile money: You can also receive money from the USA to your Nigeria mobile money account. This is a convenient and fast method, but the fees are often higher than bank transfers.
  • Cash pickup: You can also receive money from the USA to Nigeria in cash. This is a convenient method, but it is not as secure as bank transfers or mobile money.

Can OPay receive money from USA?

To receive money from the USA, it’s recommended to use specialized international money transfer apps like Remitly, WorldRemit, or Wise, which are designed to facilitate cross-border transactions securely and efficiently.  

Conclusion

Choosing the right app to send money to Nigeria from the USA is a decision that requires careful consideration. Each of the 15 apps discussed offers its own set of features, benefits, and considerations. Whether you prioritize user-friendliness, transparency, competitive rates, or versatility, there’s an app tailored to your needs. 

By exploring the detailed insights provided for each app, you’ll be equipped to make an informed choice that aligns with your financial goals and preferences. Embrace the convenience of modern technology and take advantage of these apps to facilitate seamless and efficient money transfers to Nigeria.

Remember to compare exchange rates, fees, and delivery options before making your final decision. Each app has its unique strengths, ensuring that you can securely and efficiently send money to Nigeria from the USA.