How to Send Money to Nigeria from Australia in 2023

Do you have family in Nigeria and need to send them money from Australia? If so, you’re not alone. Sending money overseas can be a daunting task, but with the right information, it can be done quickly and easily.

In this blog post, we’ll provide you with all the information you need to know to send money to Nigeria from Australia. We’ll discuss the different payment methods available, the costs associated with sending money overseas, and tips for getting the most value for your money. With this guide, you’ll have everything you need to send money to Nigeria from Australia.

Online Money Transfer Services 

Online money transfer services are one of the best ways to send money from Australia to Nigeria. These services offer a convenient and often cost-effective way to transfer funds internationally or domestically. Users can initiate transfers through websites or mobile apps, and the recipient can receive the money in their local currency.

Here are some popular online money transfer services:

  • Wise (formerly TransferWise): Wise is known for offering competitive exchange rates and low fees for international money transfers. It provides a transparent and straightforward way to send money to various countries.
  • PayPal: PayPal is a widely recognized digital wallet that allows users to send and receive money domestically and internationally. It’s commonly used for online purchases and business transactions.
  • OFX: OFX is designed for businesses and individuals making large international transfers. It offers competitive exchange rates and low fees for cross-border transactions.

These online money transfer services often offer different features, fees, and exchange rate options. It’s important to compare them based on your specific needs, such as the destination country, the amount you’re sending, and the preferred delivery method. Additionally, consider factors like speed, security, and customer support when choosing a service for your money transfer needs.

Bank Transfers 

Bank transfers are another popular method for sending money to Nigeria from Australia. This method allows you to transfer funds directly from your bank account to the recipient’s bank account in Nigeria. There are several types of bank transfers, each with its own characteristics and use cases. Here are some common types of bank transfers:

  • Wire Transfer: A wire transfer, also known as a bank wire or simply “wire,” is a method of transferring funds electronically from one bank to another. Wire transfers are typically used for large or international transactions and can be initiated online or in person at a bank branch. They often involve fees, and the sender needs to provide detailed information about the recipient’s bank account.
  • ACH Transfer: Automated Clearing House (ACH) transfers are a type of electronic funds transfer used for domestic transactions within the United States. ACH transfers are commonly used for direct deposits, bill payments, and transferring money between bank accounts. They are known for being cost-effective and typically have lower fees than wire transfers.
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It’s important to consider factors such as cost, speed, and security when selecting the method that works best for you.

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Western Union and MoneyGram

Western Union and MoneyGram are two popular money transfer services that can also be used to send money to Nigeria from Australia. These services offer the convenience of transferring funds quickly and securely, with options for cash pick-up or direct deposit into a bank account.

With Western Union, you can send money to Nigeria by visiting one of their agent locations in Australia or using their online platform. Simply provide the recipient’s details and the amount you wish to send, and the funds can be available for pick-up at a Western Union location in Nigeria within minutes. MoneyGram operates in a similar way, allowing you to send money online or in person at a MoneyGram agent location.

Both Western Union and MoneyGram have wide networks in Nigeria, making it easy for recipients to access the funds. It’s important to compare the fees and exchange rates offered by each service to ensure you’re getting the best deal. Additionally, consider the speed of the transfer and the convenience for the recipient when deciding which service to use.

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What is the easiest way to send money from Australia to Nigeria?

The easiest way to send money from Australia to Nigeria is by using an online international money transfer service. These services are user-friendly and often offer competitive exchange rates and low fees. Popular options include Wise (formerly TransferWise), Western Union, MoneyGram, and others.

Which app can send money from Australia to Nigeria?

  • Several apps can be used to send money from Australia to Nigeria, including:
    • Wise: Wise offers fast, transparent, and cost-effective international money transfers.
    • Western Union: Western Union’s mobile app allows you to send money to Nigeria for cash pickup or direct deposit.
    • MoneyGram: MoneyGram’s app offers options for sending money to Nigeria, including cash pickup or bank deposit.

How to send money from Australia?

  • To send money from Australia, you can follow these steps:
    • Choose a reputable money transfer service or app.
    • Create an account or log in if you already have one.
    • Provide the recipient’s details, including their name, bank account information, and contact information.
    • Specify the amount you wish to send and the currency.
    • Review the exchange rate and fees associated with the transfer.
    • Confirm the transfer and make the payment using your preferred method, such as a bank transfer or credit/debit card.

How long does it take to send money from Australia to Nigeria?

  • The time it takes to send money from Australia to Nigeria can vary depending on the money transfer service you use and the delivery method chosen. Generally, it can take from a few minutes (for cash pickup) to a few business days (for bank deposits). The speed may also be affected by factors like time zones and holidays.

What is the easiest way to send money to Nigeria?

  • The easiest way to send money to Nigeria is through an online money transfer service or app, as they typically offer a straightforward process with clear instructions. Additionally, these services often provide competitive exchange rates and lower fees compared to traditional banks.


In this blog post, we have covered all the essential information you need to know about sending money to Nigeria from Australia. We discussed various methods, including online money transfer services, bank transfers, and options like Western Union and MoneyGram. Each method has its own advantages and considerations, so it’s important to choose the one that best suits your needs.

With the information provided in this blog post, you now have all the tools and knowledge necessary to send money to Nigeria from Australia with ease. Choose the method that works best for you and enjoy the convenience and peace of mind that comes with secure money transfers.