Home Finance How to Block Loan App Calls on Your iPhone and Android Phones

How to Block Loan App Calls on Your iPhone and Android Phones

Loan apps have become a popular means for people to access quick and convenient financial assistance. However, with their increasing popularity, the number of unwanted and incessant calls from loan app companies has also risen. 

These calls can be a major nuisance and can disrupt your daily routine. If you’re tired of constantly receiving calls from loan app companies, you’ll be glad to know that there are ways to block them on your iPhone and Android phones. In this blog post, we’ll guide you through the simple steps to block loan app calls and regain control of your phone.

Why Do Loan App Require Access To Your Device 

Loan apps have gained immense popularity in recent years, providing quick and convenient financial assistance to individuals. However, it is important to understand why these loan apps require access to your device. Here are some reasons:

  1. Verification: Loan app companies need access to your device to verify your identity and ensure that you meet their eligibility criteria.
  2. Credit Check: Loan app companies often perform credit checks to assess your creditworthiness. They require access to your device to gather information about your financial history.
  3. Contact Information: Loan app companies may ask for access to your contacts to verify your references or to reach out to them in case of any default in loan repayment.
  4. Payment Integration: Some loan apps require access to your device to integrate with your payment apps and facilitate easy loan repayment.
  5. Location Services: Loan app companies may ask for access to your location to verify your address or to prevent fraud.
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While it is understandable that loan apps may need access to certain information on your device, it is essential to be cautious about sharing sensitive data. Always ensure that you only provide access to reputable loan apps that have robust security measures in place.

Stay tuned for the next sections, where we’ll guide you through the steps to block loan app calls on your iPhone and Android phones.

How To Block Loan Apps On Android 

If you’re an Android user and tired of those incessant loan app calls, don’t worry, we’ve got you covered. Blocking loan app calls on your Android phone is just as simple as on an iPhone. Here’s how you can do it:

  1. Use Call Blocking Apps: There are several call blocking apps available on the Google Play Store that can help you block unwanted loan app calls. Simply download and install one of these apps, and follow the instructions to block specific numbers or block calls from unknown numbers.
  2. Manually Block Numbers: Android phones also allow you to manually block specific numbers. Go to your phone’s settings, find the “Block Numbers” or “Blocked Contacts” option, and add the loan app numbers you want to block.
  3. Do Not Disturb Mode: Another option is to enable the “Do Not Disturb” mode on your Android phone. This will silence all calls and notifications from loan app companies, ensuring a peaceful and uninterrupted phone experience.

Remember, taking control of your phone and blocking unwanted loan app calls is important for your peace of mind. Try out these methods and enjoy a hassle-free phone experience.

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FAQS

When you delete a loan app, do they still have access to your contacts?

No, when you delete a loan app, it should no longer have access to your contacts. Uninstalling the app removes its permissions and access to your device.

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How do I delete contacts from a loan app?

Deleting contacts from a loan app can vary depending on the app and your device. Typically, you can manage app permissions in your device’s settings and revoke access to your contacts. Additionally, you may check the app’s settings for contact-related options or clear any cached data if available.

How do I stop an app from accessing my contacts on Android?

To stop an app from accessing your contacts on Android, follow these general steps:

  • Go to “Settings” > “Apps” > select the app > “Permissions” > toggle off “Contacts” or similar.

How do I stop online lending harassment?

To stop online lending harassment, consider the following steps:

  • Block and report harassing numbers or messages.
  • Unsubscribe from promotional messages from the lender.
  • Communicate with the lender, asking them to stop contacting you.
  • Seek legal assistance or report to regulatory authorities if harassment persists.

How do I stop spam calls after applying for a loan?

  • To stop spam calls after applying for a loan, you can:
    • Install a spam call blocker app from trusted sources.
    • Register your phone number on a “Do Not Call” list if available in your region.
    • Block specific numbers that are sending spam calls.

Managing app permissions and taking steps to stop harassment, whether from loan apps or spam calls, is important for maintaining your privacy and peace of mind. Always prioritize your privacy and security.

Conclusion 

In this blog post, we have provided you with simple steps to block loan app calls on both iPhone and Android phones. These calls can be incredibly frustrating and disrupt your daily routine, so it’s important to regain control of your phone. 

We discussed the reasons why loan apps require access to your device, such as verification, credit checks, contact information, payment integration, and location services. It’s crucial to be cautious about sharing sensitive data and only provide access to reputable loan apps with robust security measures. For iPhone users, we outlined how to block loan app calls using call-blocking apps, manually blocking numbers, and enabling the “Do Not Disturb” mode. Android users can follow similar steps, such as using call-blocking apps, manually blocking numbers, or enabling the “Do Not Disturb” mode. Take control of your phone and enjoy a hassle-free experience without the constant annoyance of loan app calls.