Home Finance UBA Transfer Code (USSD to Send Money to UBA and Other Banks)

UBA Transfer Code (USSD to Send Money to UBA and Other Banks)

Convenience and efficiency are paramount when it comes to banking. Recognizing this need, United Bank for Africa (UBA) has introduced its innovative UBA Transfer Code, a USSD (Unstructured Supplementary Service Data) platform that enables customers to conduct various banking transactions right from their mobile phones. 

With UBA Transfer Code, customers can conveniently send money from their UBA accounts to both UBA and other bank accounts, all at their fingertips. This user-friendly service eliminates the need to visit a physical bank branch or rely on internet connectivity, offering a seamless and hassle-free banking experience.

Whether you need to send money to a family member, pay bills, or make business transactions, UBA Transfer Code provides a secure and efficient solution. By dialing a simple code on your mobile phone, you gain access to a wide range of banking services, empowering you to manage your finances wherever and whenever you need.

In this comprehensive guide, we will explore the functionalities and benefits of the UBA Transfer Code, from the initial registration and activation process to conducting transactions with ease. 

We will delve into the specifics of sending money to UBA accounts and other banks, transaction limits, charges, and additional features available. Moreover, we will address frequently asked questions and provide useful tips for secure and successful transactions.

How to Register and Activate UBA Transfer Code

To register and activate the UBA Transfer Code, follow these simple steps:

  • Ensure that your mobile phone is connected to a network and has sufficient battery life.
  • Dial *919# on your mobile phone and press the call button.
  • A welcome message from UBA will appear on your screen, indicating that you have successfully accessed the UBA Transfer Code service.
  • Select option 1 to “Register” and press the corresponding number on your keypad.
  • Enter your UBA account number and press “Send” or the appropriate key.
  • Verify your account details by providing the required information, such as your full name, date of birth, and other requested details.
  • Create a 4-digit PIN that you will use to authorize your transactions. Ensure that it is unique and not easily guessed by others.
  • Confirm your PIN by re-entering it when prompted.
  • Once your registration is successful, you will receive a confirmation message with instructions on how to use the UBA Transfer Code.
  • To activate the UBA Transfer Code, dial *919# again and select option 3 for “PIN Setup.”
  • Enter the 4-digit PIN you created during registration to activate your UBA Transfer Code.
  • Congratulations! Your UBA Transfer Code is now activated, and you can start using it to perform various banking transactions.

UBA Transfer Code

To access the UBA Transfer Code, customers simply need to dial *919# on their mobile phones and follow the on-screen prompts to navigate through the menu options. This opens up a world of banking possibilities, allowing users to send money, check account balances, buy airtime, pay bills, and much more, all with a few simple steps.

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One of the key advantages of the UBA Transfer Code is its convenience. Customers no longer have to visit a physical bank branch or rely on internet connectivity to perform their transactions. With just a mobile phone and network coverage, they can easily and securely manage their finances on the go.

Sending money using the UBA Transfer Code is quick and hassle-free. Customers can transfer funds from their UBA accounts to other UBA accounts or accounts in other banks with ease. The process is secure and efficient, providing customers with peace of mind knowing that their transactions are protected.

Another benefit of the UBA Transfer Code is its availability on all mobile networks. Customers can use the service regardless of their network provider, ensuring widespread accessibility across Nigeria.

With the UBA Transfer Code, customers also enjoy the advantage of 24/7 banking. Whether it’s day or night, weekdays or weekends, customers have the flexibility to perform their transactions at their convenience, without being limited by banking hours.

UBA Transfer Code for Sending Money to UBA Accounts

The UBA transfer code for sending money to UBA accounts is *919#. Here are the steps on how to use it:

  1. *Dial 919# on your phone.
  2. Enter your phone number.
  3. Enter your PIN.
  4. Select the option to transfer money.
  5. Enter the 10-digit UBA account number of the recipient.
  6. Enter the amount you want to transfer.
  7. Enter your 4-digit PIN again to confirm the transaction.

Your money will be transferred to the recipient’s account immediately.

UBA Transfer Code for Sending Money to Other Banks

To send money to other banks using the UBA Transfer Code, follow these steps:

  • Dial *919# on your mobile phone and press the call button.
  • Select option 1 for “Transfer” and press the corresponding number on your keypad.
  • Choose the account you want to transfer from. If you have multiple accounts with UBA, select the desired account.
  • Enter the recipient’s bank account number.
  • Select the beneficiary’s bank from the list of available banks.
  • Enter the amount you want to send.
  • Confirm the transaction details, including the recipient’s bank account number, the amount, and the beneficiary bank.
  • Enter your 4-digit PIN to authorize the transfer.
  • Review the transaction details displayed on your screen and make sure they are accurate.
  • Once you are satisfied with the information, confirm the transfer by pressing the appropriate key or selecting the confirmation option.
  • You will receive a transaction confirmation message with the details of the transfer.

UBA Transfer Code Transaction Limits and Charges

here are the UBA Transfer Code transaction limits and charges as of June 2023:

Transaction Limits

  • Maximum amount per transaction: NGN50,000
  • Maximum amount per day: NGN200,000

Charges

  • Transfer to UBA account: NGN10
  • Transfer to other banks: NGN20

Please note that these limits and charges may change from time to time. You can always check the latest limits and charges on the UBA website or by calling their customer service line.

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Benefits of Using UBA Transfer Code for Transactions

Using the UBA Transfer Code for transactions offers several benefits that make it a convenient and efficient way to manage your banking needs. Here are some of the benefits of using the UBA Transfer Code:

  • Ease of Use: The UBA Transfer Code provides a simple and user-friendly interface that allows you to conduct various banking transactions quickly and easily, right from your mobile phone.
  • Convenience: With the UBA Transfer Code, you can initiate transactions anytime and anywhere, without the need to visit a physical bank branch. This means you can perform banking activities at your convenience, even outside of regular banking hours.
  • Accessibility: The UBA Transfer Code is accessible to all UBA customers, regardless of their location. As long as you have a mobile phone with network coverage, you can access and use the transfer code to conduct transactions.
  • Speed: Transfers made using the UBA Transfer Code are processed in real-time, allowing for immediate availability of funds to the recipient. This is particularly useful for time-sensitive transactions or emergencies.
  • Security: UBA employs robust security measures to protect your transactions and personal information when using the Transfer Code. This includes encryption and authentication protocols to ensure the confidentiality and integrity of your banking activities.
  • Account Management: In addition to fund transfers, the UBA Transfer Code allows you to perform other account management functions such as checking your account balance, requesting mini-statements, and managing your beneficiaries.
  • Cost Savings: The UBA Transfer Code offers cost savings by reducing or eliminating the need for physical visits to the bank or the use of alternative payment methods that may incur higher fees.
  • Flexibility: The UBA Transfer Code allows you to transfer funds not only to other UBA accounts but also to accounts in other banks, providing you with the flexibility to send money to a wide range of beneficiaries.
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By leveraging the UBA Transfer Code, you can enjoy these benefits and experience a seamless and convenient banking experience, enhancing your financial management capabilities.

How to Check UBA Account Balance Using USSD Code

Here are the steps on how to check your UBA account balance using USSD code:

  1. Dial 91900# on your phone.
  2. Enter your phone number.
  3. Enter your PIN.
  4. Select the option to check the balance.
  5. Your account balance will be displayed on your screen.

FAQS

What is the magic code for UBA? 

The magic code for UBA is *919#. It is a USSD code that allows UBA customers to perform various banking transactions using their mobile phones.

What is the short code for UBA bank transfer?

The short code for UBA bank transfer is *919#. By dialing this code on your mobile phone, you can initiate a transfer from your UBA account to another UBA account or to accounts in other banks.

How do I activate my UBA transfer code? 

To activate your UBA transfer code, follow these steps: 

  1. Dial *919# on your registered mobile phone. 
  2. Select the option for “Activate Transfer Code.” 
  3. Follow the prompts to enter your UBA account number and create a 4-digit PIN. 
  4. Once the process is complete, your UBA transfer code will be activated.

How do I activate my UBA *919 code? 

To activate your UBA *919 code, follow these steps: a. Dial *919# on your registered mobile phone. b. Select the option for “Activate *919#.” c. Follow the prompts to enter your UBA account number and create a 4-digit PIN. d. Once the process is complete, your UBA *919 code will be activated.

What is UBA 91920? 

UBA 91920 is a code used to purchase airtime or recharge your mobile phone directly from your UBA account. By dialing 91920*Amount#, you can top up your airtime balance conveniently using your UBA account funds.

Conclusion

In conclusion, the UBA Transfer Code (USSD) is a game-changer in the world of banking, providing UBA customers with a convenient and efficient way to send money to UBA and other bank accounts. 

With this innovative service, you no longer have to endure long queues or rely on traditional methods of transferring funds. The UBA Transfer Code puts the power in your hands, allowing you to conduct transactions seamlessly and securely from the comfort of your mobile phone.