Sterling Bank Transfer Code – Sterling Bank USSD Code for Transfers, Airtime Purchase, Loans, etc

In today’s fast-paced world, the convenience of mobile banking has revolutionized the way we manage our finances. Sterling Bank, a trusted financial institution, offers a seamless and efficient banking experience through its innovative transfer code and USSD service. 

With just a few taps on your mobile phone, you can effortlessly perform various banking transactions, including fund transfers, bill payments, and balance inquiries. In this era of digital empowerment, the transfer code for Sterling Bank and its USSD code have become essential tools for customers seeking convenience, security, and flexibility in their banking activities. 

In this article, we will explore the power of Sterling Bank’s transfer code and USSD service, unlocking a world of banking possibilities at your fingertips. Discover how you can streamline your banking experience, simplify transactions, and gain control over your finances with Sterling Bank’s cutting-edge mobile banking solutions.

How To Set Up and Activate the Transfer Code for Sterling Bank

One of the easiest and most convenient ways to transfer money from your Sterling Bank account is by using their transfer code. This code allows you to make quick and easy transactions, no matter where you are. If you’re not yet familiar with this code or how to activate it, don’t worry – we’ve got you covered.

To set up and activate your Sterling Bank transfer code, follow these simple steps:

Step 1: Dial *822# on your mobile phone.

Step 2: You will then be prompted to enter your account number.

Step 3: Next, enter your Sterling Bank debit card number and the card’s expiration date.

Step 4: Create a 4-digit PIN code that you will use to authenticate any transactions you make using the code.

Step 5: Finally, confirm your details and complete the setup process.

Once your transfer code has been activated, you’re ready to start making transactions.

It’s worth noting that you can only activate the Sterling Bank transfer code using the mobile phone number linked to your bank account. If you need to change this number, you’ll need to visit your nearest Sterling Bank branch to update your records.

Now that your transfer code is activated, let’s take a look at how to use it.

Note: Be sure to keep your PIN secure and do not share it with anyone. Sterling Bank will never ask you for your PIN.

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Transfer Code for Sterling Bank

With the transfer code for Sterling Bank, customers can easily transfer money from their accounts to other bank accounts without having to visit a bank or ATM. This convenient service is available to all Sterling Bank account holders and can be accessed from the comfort of their mobile devices.

To use the transfer code, customers need to first set it up and activate it. This process is easy and straightforward and can be done in a few simple steps. Customers need to dial *822# from their mobile devices and follow the on-screen instructions to complete the registration process.


Once the transfer code has been activated, customers can begin using it to transfer funds to other bank accounts. To do this, they simply need to dial *822# from their registered mobile number and select the transfer option from the menu. 

They will then be prompted to enter the recipient’s bank details, including the bank name, account number, and the amount they wish to transfer.

Customers can also use the transfer code to check their account balance, buy airtime for their mobile phones, pay bills, and perform other banking transactions. The transfer code is available 24/7 and can be accessed from anywhere, making it a convenient option for customers on the go.

USSD Code for Sterling Bank

In addition to the transfer code, Sterling Bank also has a USSD code that customers can use for a variety of banking transactions. The USSD code is *822# and it can be used to access various services such as checking your account balance, buying airtime, paying bills, and transferring funds.

To use the USSD code, simply dial *822# from your registered mobile number with Sterling Bank. Follow the prompts to select the service you want and input the necessary details. For example, if you want to check your account balance, select the option for account balance and input your account number when prompted. Your account balance will be displayed on the screen.


One great feature of the USSD code is that it is available 24/7, meaning you can access banking services at any time of the day. It is also very convenient, as you can carry out transactions from the comfort of your home or office without having to visit a bank branch.

It is important to note that there may be charges associated with using the USSD code, so it is advisable to check with the bank beforehand. Additionally, ensure that you are using a registered mobile number with Sterling Bank, as transactions cannot be completed using an unregistered number.

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Overall, the USSD code is a great option for customers who want quick and convenient access to banking services. So, why not give it a try and see how it can simplify your banking experience with Sterling Bank?


What is the Sterling Bank USSD code?

The USSD code for Sterling Bank is *822#. It is a short, convenient number that allows you to access a range of banking services using your mobile phone.

How do I get my USSD PIN for Sterling Bank?

  • To obtain your USSD PIN for Sterling Bank, you need to follow these steps:
  • Dial *822# on your registered mobile phone.
  • Select the option to create a PIN.
  • Enter your Sterling Bank account number.
  • Follow the prompts to set up and confirm your desired USSD PIN.

What is the USSD code for Sterling Bank transfers to other banks?

To transfer funds from your Sterling Bank account to another bank, you can use the following USSD code:

  • Dial *822# on your registered mobile phone.
  • Select the option for funds transfer.
  • Follow the instructions to enter the recipient’s bank account details, amount, and other required information.

How do I transfer using the Sterling USSD code?

  • To transfer money using Sterling Bank’s USSD code, follow these steps:
  • Dial *822# on your registered mobile phone.
  • Select the option for funds transfer.
  • Choose the destination bank (either Sterling Bank or other banks).
  • Enter the recipient’s bank account number.
  • Specify the transfer amount and follow the prompts to confirm the transaction.

How do you transfer money using USSD?

To transfer money using USSD, follow these steps:

  1. Dial the USSD code provided by your bank.
  2. Select the option for funds transfer from the menu.
  3. Enter the recipient’s bank account number.
  4. Specify the transfer amount.
  5. Confirm the transaction by following the prompts on your screen.
  6. Enter your USSD PIN or other required authentication details.
  7. Review the transaction details and confirm the transfer.

Please note that specific menu options and procedures may vary slightly, so it’s recommended to follow the instructions provided on your mobile screen or refer to Sterling Bank’s official guidelines for precise details.


In conclusion, the transfer code and USSD service offered by Sterling Bank have revolutionized the way customers engage with their finances. With the power of a few simple digits, users can access a wide range of banking services, making transactions more convenient and hassle-free. 

Whether you need to transfer funds to another bank, check your account balance, or pay bills, Sterling Bank’s transfer code and USSD service provide a seamless and secure platform to meet your banking needs. The ability to perform these transactions at any time and from anywhere using just a mobile phone offers unmatched convenience and flexibility. 

With Sterling Bank’s commitment to innovation and customer satisfaction, you can trust that their transfer code and USSD service will continue to enhance and simplify your banking experience. Embrace the future of mobile banking with Sterling Bank and discover a world of possibilities at your fingertips.