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Lucky Loan Review: How To Apply For Loan, Lucky Loan Customer Care Number, Lucky Loan App Apk Download

In times of financial need, Lucky Loan offers a reliable solution for individuals seeking quick and accessible loans. With a user-friendly application process, dedicated customer care support, and the convenience of an app, Lucky Loan strives to provide a seamless borrowing experience. In this comprehensive review, we will explore how to apply for a loan through Lucky Loan, provide the customer care number for assistance, and discuss the availability of the Lucky Loan app APK for download. 

Whether you’re in need of emergency funds or looking for financial flexibility, this guide will equip you with the necessary information to navigate the Lucky Loan platform effectively. Let’s delve into the world of Lucky Loan and discover how you can secure the financial assistance you require with ease.

Lucky Loan Review

Lucky Loan is a mobile lending app that caters to the financial needs of individuals in Nigeria. Since its launch in 2019, Lucky Loan has been headquartered in Lagos, Nigeria, serving as a reliable platform for short-term loans.

One of the key advantages of Lucky Loan is its flexibility in loan amounts. Borrowers can request loans ranging from ₦3,000 to ₦50,000, providing a suitable range to address varying financial requirements. The repayment terms for Lucky Loans span between 7 to 30 days, allowing borrowers to select a duration that aligns with their repayment capabilities.

When it comes to interest rates, Lucky Loan charges 18.25% per month. While these loans provide quick access to funds, it is important to note that they carry a high-interest rate. Therefore, it is advisable to consider Lucky Loans as a last resort and exercise responsible borrowing practices.

To be eligible for a Lucky Loan, applicants must meet certain criteria. They should be Nigerian citizens possessing a valid national ID card or passport. Additionally, having a bank account and a smartphone with an internet connection is necessary to complete the application process conveniently.

Applying for a Lucky Loan is a hassle-free experience, as it can be done online or through the app itself. The application process is straightforward and user-friendly, allowing applicants to submit their requests with ease. Within minutes of submitting an application, applicants will receive notification of their approval status.

Upon approval, Lucky Loan ensures a swift disbursement of funds. The loan amount will be deposited into the borrower’s bank account within 24 hours, providing quick access to the requested funds for immediate financial needs.

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How To Apply For Lucky Loan

To apply for a Lucky Loan, follow these simple steps:

  • Download the Lucky Loan App: Visit your mobile app store (such as the Google Play Store for Android or the Apple App Store for iOS) and search for the “Lucky Loan” app. Download and install the app on your smartphone.
  • Create an Account: Open the Lucky Loan app and create a new account. Provide the required information, including your name, phone number, email address, and create a password. Make sure to double-check the accuracy of the information entered.
  • Provide Personal and Financial Details: Once you have created an account, you will need to provide personal and financial details, such as your date of birth, employment information, monthly income, and bank account details. This information is necessary for loan evaluation and disbursement.
  • Select Loan Amount and Repayment Term: Choose the loan amount you require from the available options within the range of ₦3,000 to ₦50,000. Select a suitable repayment term that aligns with your financial capabilities, ranging from 7 to 30 days.
  • Submit Your Application: Review the loan details and ensure all information provided is accurate. Once you are satisfied, submit your loan application through the app.
  • Wait for Approval: Lucky Loan will process your application and assess your eligibility. You will receive a notification of your loan approval status within minutes.
  • Receive Funds: If your loan application is approved, the funds will be deposited into your specified bank account within 24 hours. You can then access the funds and use them for your financial needs.
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Remember to borrow responsibly and only take out loans that you can comfortably repay within the specified terms.

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Lucky Loan Customer Care Number 

Lucky loan does not have a dedicated customer care number, if you would like to reach out to the customer support, please make use of the email contact we will provide below. 

Email: The customer care email address for Lucky Loan is support@luckyloan.com. You can reach out to this email address to communicate with their customer care team regarding any inquiries, concerns, or assistance you may need regarding your loan application, repayment, or other related matters. Be sure to provide detailed information in your email so that the customer care representatives can effectively address your inquiry and provide you with the necessary support.

Lucky Loan App Apk Download

To download the APK version of the lucky loan app, please kindly check out all the available resources on Google. 

Simply search for Lucky Loan App Apk Download, and you will be provided with several options, simply pick out and download the APK version. 


What are the fake loan apps in Nigeria 2023?

There are a number of fake loan apps in Nigeria in 2023. Some of the most common ones include:

  • FastCash: This app claims to offer instant loans to users, but it is actually a scam. Once you apply for a loan, the app will ask you to pay a processing fee. However, even after you pay the fee, you will not receive the loan.
  • EasyLoan: This app is another scam that claims to offer instant loans to users. Once you apply for a loan, the app will ask you to provide your personal information, including your bank account details. However, once you provide your information, the app will steal your money.
  • Cash Advance: This app is a third scam that claims to offer instant loans to users. However, once you apply for a loan, the app will ask you to pay a high-interest rate. If you cannot repay the loan, the app will threaten to blacklist your BVN.
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It is important to be aware of these fake loan apps and to avoid them. If you are offered a loan from an app that you do not recognize, it is best to decline the offer.

Can loan apps contact your contacts?

Yes, some loan apps can contact your contacts. This is because the apps need to be able to verify your identity by contacting your friends or family members. However, not all loan apps contact your contacts. Some apps only use your personal information to verify your identity.

If you are concerned about your privacy, you can choose a loan app that does not contact your contacts. However, it is important to note that these apps may be less likely to approve your loan application.

Can loan apps access my gallery?

No, loan apps cannot access your gallery without your permission. However, some loan apps may ask for permission to access your gallery in order to verify your identity. If you do not want to give the app permission to access your gallery, you can decline the request.

How do I stop loan apps accessing my contacts in Nairaland?

To stop loan apps from accessing your contacts in Nairaland, you can follow these steps:

  1. Go to your Nairaland profile.
  2. Click on the “Privacy” tab.
  3. Under “Contact Information,” uncheck the box next to “Allow apps to access my contacts.”
  4. Click on the “Save” button.

Once you have done this, loan apps will no longer be able to access your contacts.

Is it possible for a loan app to block your BVN?

Yes, it is possible for a loan app to block your BVN. This is because the app can report your BVN to the credit bureau if you default on your loan. If your BVN is blocked, you will not be able to take out a loan from any other lender.

If you are concerned about your BVN being blocked, you can choose a loan app that has a good reputation. You can also read the terms and conditions of the loan app carefully before you apply for a loan.


In conclusion, Lucky Loan presents a convenient and accessible solution for individuals seeking short-term loans in Nigeria. With a user-friendly mobile app, a simple application process, and the availability of customer care support, Lucky Loan aims to provide a seamless borrowing experience.

By following the steps outlined in this review, individuals can easily apply for a loan through the Lucky Loan app. The availability of a customer care number allows borrowers to seek assistance, address inquiries, or voice concerns regarding their loan application or repayment process.