Easybuy is a popular buy-now-pay-later (BNPL) platform in Nigeria that allows customers to purchase mobile phones on credit and pay for them in installments over some time. Easybuy offers a variety of payment methods, including bank transfer, debit card, credit card, mobile money, and cash.
This blog post will cover all the important aspects of Easybuy account details, including Easybuy payment account number, Easybuy late payment, Easybuy payment methods, and Easybuy offline payment.
We will also discuss the consequences of late payment on Easybuy loans and provide tips for managing your Easybuy account effectively.
Easybuy Payment Account Number
Your Easybuy payment account number is a unique number that is assigned to you when you create an Easybuy account. It is used to identify your account and to process payments. You can find your Easybuy payment account number by logging into your Easybuy account and clicking on the “My Account” tab. Your payment account number will be listed under the “Personal Information” section.
You can use your Easybuy payment account number to make payments to Easybuy through a variety of methods, including:
- Bank transfer
- Debit card
- Mobile money
To make a payment to Easybuy using your payment account number, simply enter your payment account number in the appropriate field when making the payment.
Easybuy Payment Method
Easybuy offers a variety of payment methods, including:
- Bank transfer: You can make a bank transfer to Easybuy using your Easybuy payment account number.
- Debit card: You can pay with your debit card on the Easybuy website or app.
- Mobile money: You can pay with your mobile money wallet on the Easybuy website or app.
- Cash: You can pay with cash at any Easybuy branch.
To make a payment to Easybuy, simply follow these steps:
- Go to the Easybuy website or app.
- Log in to your Easybuy account.
- Click on the “Make a Payment” tab.
- Select your preferred payment method.
- Enter your payment information.
- Click on the “Pay” button.
Your payment will be processed immediately and you will receive a confirmation message.
Easybuy Offline Payment
To make an offline payment to Easybuy, you can visit any Easybuy branch and pay with cash.
Here are the steps involved:
- Visit the nearest Easybuy branch.
- Inform the customer service representative that you want to make an offline payment.
- Provide your Easybuy account number to the customer service representative.
- Pay the amount you owe to the customer service representative in cash.
- You will receive a receipt for your payment.
Keep in mind that there may be a processing fee for offline payments. You can check the Easybuy website or contact customer service for more information on the processing fee.
Easybuy Late Payment
If you make a late payment to Easybuy, you may be charged a late payment fee. The late payment fee is a percentage of the outstanding balance, and it typically ranges from 5% to 10%. The exact amount of the late payment fee will depend on your loan agreement and the number of days your payment is late.
In addition to the late payment fee, you may also be charged interest on your outstanding balance. The interest rate on Easybuy loans ranges from 27% to 30% depending on the loan amount and term. The interest will accrue daily until your loan is paid in full.
Read Also: How Much is Tecno Phones in Easybuy
FAQS
How do I pay back easy buy?
You can pay back EasyBuy in installments over a period of 3 to 6 months. The repayment amount will depend on the total cost of the phone and the length of the loan term. You can repay your loan through any EasyBuy branch or online.
How do I know if my phone is on EasyBuy?
To check if your phone is on EasyBuy, you can log into your EasyBuy account and view your purchase history. If you see your phone listed on your purchase history, then it is on EasyBuy. You can also contact EasyBuy customer service to confirm.
Does EasyBuy work on Saturday?
Yes, EasyBuy branches are open on Saturdays from 10:00 AM to 4:00 PM.
What are the conditions for EasyBuy?
To be eligible for EasyBuy, you must be:
- A Nigerian citizen
- At least 18 years old
- Have a valid ID card
- Have a good credit history
- Have a source of steady income
Who owns EasyBuy in Nigeria?
EasyBuy is owned by Newedge Finance, a leading financial services company in Nigeria.
Conclusion
In conclusion, keeping track of Easybuy account details is crucial for anyone who uses the service. This includes information on the Easybuy payment account number, late payment options, payment methods, and offline payment procedures. By staying informed and up-to-date on these details, Easybuy users can ensure that their payments are processed smoothly and efficiently and that they can take advantage of all the benefits that the service has to offer.
