How to Close, Delete or Deactivate your Easemoni Account Easily

If you have decided that it’s time to part ways with Easemoni, you’re in the right place. Closing, deleting, or deactivating your Easemoni account is easy and can be done in just a few steps. We’ll walk you through the process so you can be sure that your account is no longer active and that all of your personal data is safely removed.

Why you may want to close your Easemoni account 

If you’re considering closing your Easemoni account, you might be wondering why someone would choose to do so. Well, there are a few reasons why you may want to part ways with Easemoni:

  1. Privacy concerns: You might be concerned about the security of your personal information on the platform. Closing your account ensures that your data is no longer accessible to Easemoni or any potential security breaches.
  2. Change of financial situation: Your financial circumstances may have changed, and Easemoni might no longer be the right fit for your needs. If you’re looking for a different banking solution or prefer to manage your finances in a different way, closing your account is a logical step.
  3. Dissatisfaction with services: Perhaps you’ve had a negative experience with Easemoni’s services, such as poor customer support or technical issues. If you’re not satisfied with their offerings, closing your account allows you to explore other options that better meet your needs.
  4. Simplifying your financial accounts: You may want to consolidate your banking and financial accounts to make managing your money easier. Closing your Easemoni account can help streamline your financial life.

Remember, closing your Easemoni account is a personal decision, and these are just a few reasons why someone might choose to do so. Ultimately, it’s important to do what feels right for you and your financial well-being.

Things To Know Before Closing Your Account 

Before you take the final step of closing your Easemoni account, there are a few things you should know. Here are some important considerations to keep in mind:

  1. Review your account: Take some time to go through your account and ensure that you have completed any pending transactions, resolved any issues, or transferred any remaining funds. This will help prevent any complications or missed opportunities after closing your account.
  2. Cancel any linked services: If you have any services or subscriptions linked to your Easemoni account, make sure to cancel them beforehand. This could include automatic bill payments, online shopping accounts, or any other services that are directly tied to your Easemoni account.
  3. Update your contact information: Double-check that your contact information is up to date with any other accounts or institutions that may need to reach you in the future. This will ensure a smooth transition and avoid any potential disruptions in your financial activities.
  4. Consider the consequences: Closing your Easemoni account will permanently delete your account information and transaction history. Make sure you have saved any necessary records or statements before proceeding.
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By keeping these important factors in mind, you can ensure a seamless process when closing your Easemoni account.

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Steps to Close, Delete or Deactivate your Easemoni Account Easily 

Closing your Easemoni account is a simple process that can be completed in just a few steps. Here’s a step-by-step guide to help you close, delete, or deactivate your Easemoni account easily:

  1. Log in to your Easemoni account: Visit the Easemoni website or open the app and enter your login credentials to access your account.
  2. Navigate to account settings: Look for the account settings option, usually located in the menu or profile section of your account. Click on it to access your account settings.
  3. Locate the account closure option: Within the account settings, you should find an option to close, delete, or deactivate your account. It may be labeled differently depending on the platform, but it is usually located in the privacy or security section.
  4. Follow the prompts: Once you have found the account closure option, click on it and carefully follow the prompts provided. You may be asked to confirm your decision or provide additional information.
  5. Verify closure: After completing the closure process, you may receive a confirmation message or email. Make sure to review this message to ensure that your account has been successfully closed.

Remember, it’s crucial to carefully read and understand the instructions provided by Easemoni to avoid any complications or misunderstandings during the closure process. If you have any difficulties or questions, don’t hesitate to reach out to Easemoni’s customer support for assistance.

Closing your Easemoni account is just a few clicks away, so follow these steps and say goodbye to your Easemoni account with ease.

What Happens When You Close Your Easemoni Account 

Closing your Easemoni account comes with a few consequences and considerations that you should be aware of. Here’s what happens when you close your Easemoni account:

  1. Account deletion: When you close your Easemoni account, all of your account information, including personal details, transaction history, and any linked accounts or services, will be permanently deleted from Easemoni’s database. This ensures that your data is no longer accessible to Easemoni or any potential security breaches.
  2. Inability to access funds: Before closing your account, make sure to transfer any remaining funds to another account or withdraw them. Once your Easemoni account is closed, you will no longer have access to the funds held in that account.
  3. Termination of services: Closing your Easemoni account also means that you will no longer be able to utilize any services or features offered by Easemoni, such as online banking, bill payment, or financial tracking tools.
  4. Loss of account benefits: If you had any account benefits or rewards associated with your Easemoni account, these will no longer be accessible once you close your account. Make sure to redeem or utilize any rewards or benefits before closing your account.
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Remember, closing your Easemoni account is a permanent decision, so it’s important to carefully consider the implications and ensure that you have taken any necessary steps to safeguard your finances and personal information.

FAQS

How do I stop a loan app from accessing my contacts?

If you want to prevent a loan app, like EaseMoni, from accessing your contacts, follow these steps (steps may vary depending on your device and app version):

  • For Android:
    • Open “Settings” on your device.
    • Go to “Apps” or “Apps & Notifications.”
    • Find and select the loan app (EaseMoni).
    • Tap on “Permissions.”
    • Disable the permission for accessing contacts.
  • For iOS:
    • Open “Settings” on your device.
    • Scroll down and find the loan app.
    • Tap on the app.
    • Adjust the permission settings, including contacts access.

What happens when you don’t pay your EaseMoni loan?

If you fail to repay your EaseMoni loan according to the agreed terms, several consequences might occur:

  • Late Fees: Late payment fees might be added to your outstanding balance.
  • Interest Accumulation: The loan’s interest may continue to accumulate on the unpaid balance.
  • Negative Credit Reporting: Your non-payment might be reported to credit bureaus, affecting your credit score.
  • Legal Action: The lending institution could take legal action to recover the unpaid debt.
  • Collection Efforts: EaseMoni or their collection agency might contact you for repayment.

To avoid these consequences, it’s best to communicate with EaseMoni if you’re facing difficulties and discuss possible repayment solutions.

 What is the code for Easimoni?

The code is *347*334#. 

Is EaseMoni a registered loan app?

Yes, EaseMoni is a registered loan app. It is licensed by the Central Bank of Nigeria (CBN) as a microfinance bank. EaseMoni’s parent company is Blue Ridge Microfinance Bank Limited.

EaseMoni offers personal loans to Nigerians. The loan amount ranges from NGN 3,000 to NGN 1,000,000. The interest rate is 5% to 10% per month. The loan repayment period is 91 days to 365 days.

How do I delete my EaseMoni account?

To delete your EaseMoni account, follow these general steps:

  • Step 1: Contact Support – Reach out to EaseMoni’s customer support through their website, email, or designated contact methods.
  • Step 2: Request Account Deletion – Express your intent to delete your account and provide necessary information.
  • Step 3: Verification – Be prepared for verification steps to confirm account ownership.
  • Step 4: Follow Instructions – Adhere to any guidance provided by the support team for the account deletion process.

Always review their procedures and policies and consider alternatives before proceeding with account deletion.

Conclusion

In conclusion, closing your Easemoni account is a straightforward process that can be completed in just a few steps. Whether you have privacy concerns, a change in your financial situation, dissatisfaction with the services, or simply want to simplify your financial accounts, closing your Easemoni account is a personal decision that can help you achieve your financial goals.

While closing your account may come with some consequences, it is an important step to safeguard your personal information and make financial decisions that align with your needs and preferences.

So, if you’re ready to say goodbye to Easemoni, follow these steps and confidently close your account, knowing that your financial well-being is in your hands.